California produces a number of America’s – as well as the worlds – favorite wines. The Napa and Sonoma Valleys specifically are home to hundreds of vineyards that draw visitors from all around the globe. Should you be a boutique winemaker, or seriously considering becoming one, then winery insurance may play a significant role in your business.
Every vineyard naturally is at risk to the elements. With vines subject to the whims of nature, crop insurance may provide a valuable safeguard. It’s possible to insure farm equipment and machinery including wine-making materials, vats and drums. Should you have an open cellar door, you’ll need to budget to insure the building, contents and include liability insurance to cover any mishaps affecting customers or visitors to the property. Liability is crucial for anyone who serves food and wine, and there are also specialist policies to protect you if customers suffer from food poisoning. Insurance products can offer coverage for outdoor signs, the breakdown of equipment and even for landscaping.